🏠 30% Rule: Spend no more than 30% of net income on rent
📅 Annual payment: Landlords often give 5–10% discount
🤝 Negotiate always: Most Lagos/Abuja rents are negotiable
📍 Consider suburbs: 20–30km from city centre can save 40%
🔍 Check title documents: Always verify ownership before paying
💰 Service charge: Budget extra 10–20% for estate service fees
🗺️
Nigerian City Rent Guide 2025
Average annual rent ranges by city and apartment type
🏙️ Lagos Island / VI
3-bed: ₦3M–₦15M/yr
2-bed: ₦1.5M–₦4M/yr
1-bed: ₦800k–₦2M/yr
🌆 Lagos Mainland
3-bed: ₦800k–₦3M/yr
2-bed: ₦400k–₦1.2M/yr
1-bed: ₦250k–₦700k/yr
🏛️ Abuja (Maitama/Asokoro)
3-bed: ₦5M–₦20M/yr
2-bed: ₦2M–₦6M/yr
1-bed: ₦1M–₦3M/yr
🏘️ Abuja (Kubwa/Lugbe)
3-bed: ₦600k–₦2M/yr
2-bed: ₦300k–₦900k/yr
1-bed: ₦180k–₦500k/yr
⛽ Port Harcourt (GRA)
3-bed: ₦2M–₦8M/yr
2-bed: ₦800k–₦2.5M/yr
1-bed: ₦400k–₦1.2M/yr
🌿 Ibadan
3-bed: ₦250k–₦1.2M/yr
2-bed: ₦120k–₦500k/yr
1-bed: ₦80k–₦300k/yr
🕌 Kano
3-bed: ₦200k–₦800k/yr
2-bed: ₦100k–₦350k/yr
1-bed: ₦60k–₦200k/yr
🏔️ Enugu
3-bed: ₦300k–₦1.5M/yr
2-bed: ₦150k–₦600k/yr
1-bed: ₦80k–₦350k/yr
🦁 Benin City
3-bed: ₦300k–₦1.2M/yr
2-bed: ₦150k–₦500k/yr
1-bed: ₦80k–₦280k/yr
Ranges are approximate 2025 figures for decent quality accommodation. Prices vary by exact location, building quality and amenities.